CAA Term Life Insurance
On Your Own Terms

When applying for CAA Term Life Insurance, you may be asked to complete a medical exam. Think of this as an opportunity to get your annual medical check-up. The information your exam provides helps assess your overall health and determines how much your policy will cost.

Not everybody will need to get a medical exam. Certain insurers don’t require these. If you’re under 40 and generally healthy, you likely won’t need one. The amount of coverage you’re applying for may also determine that you don’t require one. The majority of applicants will likely be approved without a medical exam. But if you happen to need one, it’s always better to get it while you’re younger.

To apply for a CAA Term Life insurance plan, you must be a Canadian citizen or resident. You will also have to be in Canada to sign your policy.

Child coverage isn’t something you apply for. It’s included at no extra cost with every CAA Term Life insurance policy. It’s like a mini-life insurance policy, where parents can receive $10,000 in a tax-free, lump-sum payment to assist with financial burdens such as time off work or funeral expenses, if your child were to pass away.

Couples’ coverage gives you the option to apply online together and save 10% on the first year of your CAA Term Life Insurance policies.

You can securely set up pre-authorized monthly payments for your policy to ensure you never miss a payment. Accepted payment methods are Visa, Mastercard, Amex or Diner’s Club credit cards.